Our Services

Through our retirement planning process, we will review your current income situation and show you your potential income in retirement. We’ll work with you to create a sustainable income that will last for your life. We’ll help you understand your social security options and maximize the benefits for your situation. If you have a pension, we will guide you through the options available and help you make the right choice. We’ll help prepare you for other considerations such as a premature death of a spouse, inflation or taxation.

We develop proactive strategies to shield your purchasing power from the rising costs of living. By incorporating growth-oriented assets and cost-of-living adjustments into your financial plan, we ensure your portfolio keeps pace with a changing economy. Our goal is to mitigate “inflation drag,” protecting the real value of your assets so that your standard of living remains stable and secure over the long term.

We will work with you to understand your risk tolerance while listening to you and understanding what your financial goals are. By being an Investment Advisor Representative that works through an independent Registered Investment Advisor, we are not tied in with a large “wire house” institution, which means we can offer a universe of funds and equities to create cost-efficient and high-quality portfolios. At 111 Wealth Group, LLC, we invest your funds in an institutional-style investment strategy.

Taxes are one of the single largest expenses we have, yet we spend so little time considering ways we can keep Uncle Sam out of our pockets. At 111 Wealth Group, LLC, we take an integrated approach to financial planning, one that includes tax minimization strategies, and we have the right professionals to help. Every financial move you make has tax implications, so having a comprehensive retirement plan with tax-smart investment strategies is vital. Remember, it’s not only what you make but what you keep!

Choosing the best Medicare Plan that fits your needs can be a challenging task. Long-term care planning can help financially protect you and your family from unexpected medical issues that may arise as you age. You have many options to choose from and our senior health insurance specialists are available to help you make a confident decision about the plan options that may be best for you.

We develop personalized strategies to ensure you have quick, reliable access to cash for life’s unexpected expenses without disrupting your long-term goals. By balancing immediate liquidity with your overall investment strategy, we help you maintain a sufficient “emergency bucket” while keeping your remaining assets at work. Our goal is to provide the financial flexibility you need to handle surprises with confidence, ensuring your lifestyle stays on track regardless of what comes your way.

We specialize in tax-efficient strategies designed to maximize your future retirement income while preserving your current capital. By leveraging advanced planning techniques and optimizing your contribution levels, we help you capture more growth while minimizing the “tax drag” on your savings. Our goal is to ensure your retirement accounts are working as hard as possible, creating a robust financial surplus that provides greater security and flexibility for you and your loved ones.

We believe the fastest way to erode away your life’s work is to not have an estate plan in place. An estate plan shelters your assets and provides for your family in the event you are no longer around to provide for them yourself. By working collaboratively with estate planning attorneys, we can help maximize the amount that your loved ones will inherit, help control how the money is to be given, and minimize the taxes that are paid.

We help you navigate the complexities of Social Security to ensure you claim every dollar you are entitled to. By analyzing various filing strategies and timing options, we determine the optimal window to begin benefits based on your health, longevity, and overall financial plan. Our goal is to maximize your lifetime cumulative income, turning a complicated government program into a powerful, predictable foundation for your retirement.

We design strategies to minimize the tax burden on your retirement distributions, allowing you to keep more of what you’ve earned. By utilizing tax-favored vehicles and strategic asset conversions, we aim to build a tax-free income stream that provides maximum flexibility and longevity. This approach not only enhances your current lifestyle but ensures your hard-earned assets are passed to your loved ones and charities in the most efficient and impactful manner possible.